How Expense Tracking Saved My Finances (and How It Can Save Yours Too)
Still broke after payday? This one habit changed everything for me.
Let’s be honest
If you’re not tracking your expenses, you’re not broke… you’re just blind.
Many Nigerians aren’t suffering from lack of money. They’re suffering from lack of clarity.
I know, because I used to be one of them.
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The Wake-Up Call
In 2022, I had multiple income streams.
Side hustle? Active.
Salary? Entering.
Clients? Flowing.
But by the 15th of every month, I found myself staring at my bank app thinking:
“Who dey chop my money like this?”
No emergencies. No big buys. Just… vanishing funds.
And somehow, every month repeated the same painful pattern.
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The Turning Point: Tracking
Then I tried something painfully simple.
I began writing down everything I spent money on — no matter how small.
• ₦1,500 amala
• ₦500 suya
• ₦2,000 data
• ₦4,800 Bolt
• ₦1,200 soft drink and ‘just one meat pie’
By week 2, my eyes opened.
I wasn’t broke. I was just bleeding money in small, invisible drops.
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What I Discovered
Tracking my expenses revealed:
• I was wasting ₦30k–₦50k monthly on things I didn’t need
• I had zero control over my spending habits
• I didn’t need more money — I needed more discipline
Budgeting started making sense.
Savings became easier.
Financial peace came gradually.
But none of that would’ve been possible without the awareness that tracking gave me.
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Expense Tracking Comes Before Budgeting
Many people want to “start budgeting.”
But here’s the truth:
You can’t budget what you don’t understand.
Expense tracking is how you gather the data to make smart financial decisions.
It’s like checking for leaks before fixing your pipe.
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This is Why We Built This for You
📢 Introducing:
The Astra Fidelis Expense Tracker
🎯 Your New Money Boss Tool
Built for Nigerians by Nigerians because we understand the hustle and the heartbreak of financial confusion.
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Here’s What You Get
✅ Track your daily spending in seconds
✅ Know exactly where your money is going
✅ Spot and stop wasteful habits
✅ Build smarter budgets with confidence
✅ Save consistently — no stress, no shame
Perfect for:
• Students managing pocket money
• 9–5ers tired of paycheck-to-paycheck life
• Small business owners and side hustlers
• Anyone tired of asking, “Where did my salary go?”
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It’s Not Just a Spreadsheet…
It’s a personal money mirror that gives you:
• A beginner-friendly PDF guide
• A powerful auto-calculating spreadsheet
• A lecture note on how to use it for serious financial transformation
Clients have used it to save up to ₦500k in just 2 months.
One even used it to fix their finances and fund a travel dream.
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Ready to Take Control?
Don’t let your next salary disappear.
Don’t wait for December to “plan better.”
Start tracking today.
👉🏾 Download the Astra Fidelis Expense Tracker and tell your money where to go — instead of wondering where it went.
📥 Click here to get the Tracker now
(You can also reply to this email with the word TRACKER and we’ll send it to you after paying.)
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P.S.
Budgeting doesn’t start with a spreadsheet.
It starts with self-awareness.
Let the Astra Fidelis Expense Tracker be the first real tool that gives you that freedom.
We made it simple.
We made it powerful.
We made it for you.
Feji Iyeke
Your Money Guy
Founder, Astra Fidelis LTD